When an individual passes away and  cremation services in Clarksburg, MD, need to be scheduled; a few things will need to be addressed before making the appointment. Having the appropriate paperwork requires many organizations to stop expecting payments or to receive compensation. So, understanding what is needed is a priority, and here is a list of some potential documents required.

Assets

The first documents that may be required can involve multiple statements such as:

• IRA’s
• Bank accounts
• Brokerage accounts
• Life insurance policy information
• Bond or stock information
• Titles for boats or vehicles
• Real estate information

You may also need to consider if there are any beneficiaries involved that will be paid from accounts that transfer when the individual passes away.

Business Matters

In the situation where the individual owns a business, other specific documents will be required.

• Tax returns specifically for the business
• Any licenses, whether local or state
• If the individual had contracts from vehicle loans or leases
• Titles for vehicles specifically for the business
• Statements for bank accounts or retirement accounts
• Partnership documents which could include shareholders agreements or original stock certificates

Bills

Because utilities are a specific requirement, there will be the possibility of multiple bills that will need to be addressed or canceled.

• Medical expenses from procedures
• Tax bills regarding any real estate investments
• Utility or phone bills
• If the individual had credit cards or personal loans
• Any remaining mortgages

Keep in mind there may also be miscellaneous bills which could include storage unit rental, funeral expenses, or gym memberships. And as you go through the paperwork, you may find that there are other outside agencies that the deceased was involved in that they were making monthly payments to.

Contracts

There may also be contracts the loved one held that were not fully completed that need to be finalized.

• Automobile or real estate leases
• Lines of credit or promissory notes
• If the individual had a prenuptial agreement or a postnuptial, they will both need to be addressed and checked for amendments.

Estate and Taxes

Some of the last documents you will need to address will be any testaments or tax returns that need to be finalized.

From Community to Family, we are There

When the individual does pass away, the main piece of paperwork needed is the certificate of death. There may be situations where you will need a photo ID for the individual or certifications, such as marriage or divorce for specific agencies.

Losing a loved one is complicated enough, but when you’re trying to plan  cremation services in Clarksburg, MD, and have no idea where to start, it can be an incredibly confusing process. Snowden Funeral Home is a locally owned and highly qualified company that cares deeply about our community. We take pride in offering the highest quality customer service on the market and would love to help you as you go through your planning process. If you would like more information or schedule an appointment, contact us today.

In typical cases, the holidays can be an incredibly joyful and expressive time of year. However, after some individuals have experienced a loss, the holidays can become a time of stress and grief as they try to process the feelings that can arise after having  cremation services in Silver Spring, MD. Whether you have recently lost someone or you know someone who has experienced a loss, understanding ways to better care for yourself can be highly beneficial, so here are some suggestions.

Listening to Your Needs

One of the first things that are highly recommended is to take the time to make sure that you are taking appropriate care of yourself while you’re going through the experience. This can mean extra scheduling time for rest or planning activities that help focus on relaxation and processing the feelings arising.

In the situation where you support someone who is experiencing a loss, being mindful to practice patience and compassion while they are going through the feelings is a priority. It is always helpful to take the time to reach out to gain support from others or find activities that can help to express emotions. Creating art or writing can be highly beneficial ways to openly share the grief so that you or whoever might be suffering is not carrying it alone.

Creating Boundaries

If you have been invited to many events, you may not feel like participating. It is not unreasonable to tell individuals no or that you are unavailable or to give yourself some leeway when attending events. This might look like not carpooling with others or making sure that you leave when you’re ready to.

Making Different Choices

Another thing you may want to consider is changing how you handle traditions. If the individual who passed away was the primary person for scheduling the events, there is the option to incorporate new themes or recipes for meal planning. You may also discuss this with other family members to see if they have anything they would like to add or remove from some family traditions.

If you still want to honor the loved one, it can be beneficial to find ways to incorporate their memory into the celebration to help with the process of healing.

Quality Through Commitment 

Even with the joy and connection that holidays can bring, it can be tough to navigate, especially if expectations are placed on the grieving individual. It’s healthy to express needs directly to others in support, so there’s no question about what is needed.

Planning  cremation services in Silver Spring, MD, might feel confusing to try to go through the process alone, so it’s essential to have the proper support from a company that understands. Snowden Funeral Home has been a local provider for our community for multiple generations. We take great pride in helping our clients as they go through the processes of loss, so contact us today, and we will help you get started.